Government Worker's Loan

This plan targets working individuals in the Government services that are in good standing, such as police officers and all others that’s have a need for loan that can arrange for repayment by way of salary deducted.


  • Borrow up to 10% of Annual salary
  • Monthly repayments by way of effected Salary Deductions
  • Relaxed Security/Collateral requirement where salary deduction can not be effected (floating charge on fixed and future assets and or agreement for a second mortgage on property with a first mortgage already in place)
  • Enjoy low interest rates of 1%* approximately when paid on time.


  1. If salary deduction is the security option a letter from employer stating
    1. Confirming personal particulars of the employee
    2. How long the person has been employed there
    3. Whether temporary or permanent employment
    4. Proof of weekly/monthly/yearly salary
    5. Maximum loan is 10% of gross salary
    6. The employer must be a stable entity of the Government and approval for deduction firstly in place ahead of any grant of funds over to the applicant.
    7. The monthly payments must be by way of salary deductions or by a bank standing order.
    8. The monthly payback must be forty (40%) percent of the monthly gross salary*

If the loan application cannot be secured by way of Salary Deduction or a Bank Standing Order then treat as if it was for a regular personal loan (or other fitting one of the OBF loan packages) and process as such.

OBF Imperatives

All necessary checks to affirm the truth of all matters stated before a grant of a loan is necessary (see imperatives for Pay-Day Loans and other as the packaging appears to be and follow)